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Privacy Statement / Legal Disclaimer / Terms of Use

Privacy Statement

The UMWA Health and Retirement Funds (the “Funds”) is committed to protecting the privacy and security of the information that you provide to us.  This Privacy Statement applies only to information collected online through the website and does not describe the ways in which we may collect or use information obtained offline or through any means other than our website.

You may view content on the Funds’ website without registering or providing any personal information.  You may choose to submit personal information to the Funds electronically via the “contact us” email hyperlink.  However, please note that your email is not sent to us in an encrypted form and may be accessed and viewed by third parties without your knowledge or permission while in transit to us.  Submission of personal information to us via email is at your own risk, and the Funds shall not be liable for any damages therefore, including consequential damages.

Legal Disclaimer

The information provided on this site is for general educational and informational purposes only, and any opinions expressed in any of the materials on the site are those of the author and do not necessarily reflect the opinion of the United Mine Workers of America Health and Retirement Funds (the “Funds”), its Trustees or employees.  The Funds will make every attempt to maintain the accuracy of the information provided on this site.  However, all information on the site is provided “as is” and the Trustees do not warrant the completeness, reliability or timeliness of all of the information appearing for all purposes and expressly disclaim liability for errors or omissions in the materials on the site, and disclaim all warranties, express or implied, including an implied warranty of merchantability, warranty of fitness for a particular purpose, or warranty against infringement.  The Funds reserves the right at its discretion to update the content of this website at any time.  The information provided on this website is not intended to be medical, legal, accounting, tax, investment or other professional advice.  You should discuss any medical, legal, accounting, tax, investment or other concerns you may have with competent professionals of your choosing.

To the extent any of the materials appearing on this website were developed in conjunction with a Medicare demonstration project, those materials do not necessarily reflect the opinions or endorsement of the Centers for Medicare and Medicaid Services.  Further, to the extent there is a conflict between information provided on this website and the actual language of plan and trust documents, the actual language of such plan and trust documents shall control.

Our website also may have links to state and federal agencies, international and private organizations.  The Funds, its Trustees and employees do not endorse any content, viewpoints, products or services linked from this website, and shall not be held liable for any losses caused by reliance on the accuracy, reliability or timeliness of such information.  You are subject to the privacy policy of the external site when you leave our website.

Terms of Use

This website is maintained by the United Mine Workers of America Health and Retirement Funds (the “Funds”).  By using any feature at, you consent to be bound by these Terms of Use, the Funds’ Legal Disclaimer, incorporated here by reference, and the Funds’ Privacy Statement, also incorporated here by reference.  If you do not agree to all of the Terms of Use, the Legal Disclaimer, or Privacy Statement, you are not authorized to use this website.

The data contained on this website is proprietary to or properly licensed to the Funds.  You may download information from any portion of our site for your personal, noncommercial information or use.  You may not, however, copy, reproduce, sell, publish, transmit, modify, display, repost, hyperlink or otherwise use or distribute any portion of the content, information, images or material from our site for public or commercial purposes without the express prior written approval of the Funds.  Improper access and use of this website is strictly prohibited and may subject an unauthorized user to criminal and civil penalties, including indemnification of the Funds for loss or damage caused by unauthorized use, including, without limitation, copyright or trademark infringement, or unauthorized uploading or postings of any kind.  These terms of use will be governed by and construed in accordance with the laws of the District of Columbia, without regard to its conflict of laws principles.  You agree that any legal action or proceeding between you and the Funds will be brought exclusively in a federal or District of Columbia court of competent jurisdiction sitting in the District of Columbia.  If any of these terms of use is determined to be void, unlawful, or unenforceable, the validity and enforceability of the remaining terms of use shall not thereby be affected or impaired.

We reserve the right to make changes to the Legal Disclaimer, Terms of Use and Privacy Statement.  We encourage you to review these terms periodically for any updates or changes.